Your Strategic Partner
Cash flow/debt management
The Behavioral Cash Flow Plan™ is a written document including specific advice on personal spending based on a standardized process that allows me to take into account your income, expenses, proximity to retirement (or other major goals)
WHAT IS BANK ON YOURSELF?
When structured using one of our Bank on Yourself concepts, participating whole life insurance policies offer you insurance protection, a tax-free death benefit, and a cash value that is designed to become a supercharged asset you own and control; one that allows you to build equity year over year through guaranteed contractual returns and potential dividend earnings.
The Second Wave of the COVID-19 Pandemic is here. Unfortunately, the majority of Canadians are NOT financially protected. Children are back at school and there is an increased risk of getting sick or ill.
Health & Welfare Trusts for Small Businesses
For incorporated individuals, business owners and professionals, we can offer a Health & Welfare Trust (HWT) sanctioned by the Canada Revenue Agency
Group Insurance for Small Businesses
Our programs are devised to help create and maintain productive workplaces. We encourage employee health and wellness, assist plan members with injuries or illnesses
Tax-Free Savings Accounts (TFSAs)
Tax-free savings accounts are available for Canadian residents who are 18 years of age or older. The first tax year that they were available was 2009. However, a brokerage account for a TFSA cannot necessarily be opened by an 18-year-old
Registered Retirement Savings Plan (RRSP)
An RRSP is a retirement savings plan that you establish, that we register, and to which you or your spouse or common-law partner contribute. Deductible RRSP contributions can be used to reduce your tax.
WHAT IS BANK ON WHOLE LIFE FOR BUSINESS?
When structured using one of our Bank On Yourself concepts, corporate-owned participating whole life insurance policies offer your company insurance protection, a tax-free death benefit, and a cash value that is designed to become a supercharged asset your company owns and controls
Segregated Funds & Guaranteed Income for Life
You have worked hard to build your nest egg, and when you are ready to take your retirement income, you may face financial challenges such as outliving your savings, inflation risk, and market volatility
The COVID-19 Emergency Pandemic Travel Plan for Travelling Canadians is designed to help cover medical expenses, including medical expenses if you have tested positive for COVID-19