SERVICES

Your Strategic Partner

 
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Cash flow/debt management

The Behavioral Cash Flow Plan™ is a written document including specific advice on personal spending based on a standardized process that allows me to take into account your income, expenses, proximity to retirement (or other major goals)

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WHAT IS BANK ON YOURSELF?

When structured using one of our Bank on Yourself concepts, participating whole life insurance policies offer you insurance protection, a tax-free death benefit, and a cash value that is designed to become a supercharged asset you own and control; one that allows you to build equity year over year through guaranteed contractual returns and potential dividend earnings.

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Life Insurance types and needs

Insurance can be confusing and it’s hard to know what you really need or want. Here are a few reasons why having life insurance is important:

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Living Benefits

The Second Wave of the COVID-19 Pandemic is here. Unfortunately, the majority of Canadians are NOT financially protected. Children are back at school and there is an increased risk of getting sick or ill.

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Health & Welfare Trusts for Small Businesses

For incorporated individuals, business owners and professionals, we can offer a Health & Welfare Trust (HWT) sanctioned by the Canada Revenue Agency

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Group Insurance for Small Businesses

Our programs are devised to help create and maintain productive workplaces. We encourage employee health and wellness, assist plan members with injuries or illnesses

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Tax-Free Savings Accounts (TFSAs)

Tax-free savings accounts are available for Canadian residents who are 18 years of age or older.  The first tax year that they were available was 2009.  However, a brokerage account for a TFSA cannot necessarily be opened by an 18-year-old

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Registered Retirement Savings Plan (RRSP)

An RRSP is a retirement savings plan that you establish, that we register, and to which you or your spouse or common-law partner contribute. Deductible RRSP contributions can be used to reduce your tax.

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WHAT IS BANK ON WHOLE LIFE FOR BUSINESS?

When structured using one of our Bank On Yourself concepts, corporate-owned participating whole life insurance policies offer your company insurance protection, a tax-free death benefit, and a cash value that is designed to become a supercharged asset your company owns and controls

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Segregated Funds & Guaranteed Income for Life

You have worked hard to build your nest egg, and when you are ready to take your retirement income, you may face financial challenges such as outliving your savings, inflation risk, and market volatility

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Health & Dental Plans

My services are customized to meet the specific needs of each client. I work collaboratively throughout the entire process and guarantee measurable results.

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Travel Insurance

The COVID-19 Emergency Pandemic Travel Plan for Travelling Canadians is designed to help cover medical expenses, including medical expenses if you have tested positive for COVID-19

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Non medical life insurance

Key Benefits of No Medical Life Insurance
No denial due to health issues

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Registered Education Savings Plan

The total average cost of a post-secondary education in 2018, according to McLean’s