Non medical life insurance
No Medical Insurance provides straightforward life insurance protection with no medical exam or blood tests.
The No Medical Insurance products are designed to accommodate common health issues such as (but not limited to) diabetes, cancer, and heart disease, which typically prevent many Canadians from qualifying for life insurance at standard rates.
Our worry-free application process takes all the guesswork out of the equation. As long as you answers “no” to all the medical questions and the application information is verified by MIB, Inc. (MIB), he or she is covered! In most cases, the insurance policy is issued within 48 hours. No post-claim underwriting beyond the incontestability provision.
No Medical Insurance will meet your clients’ needs by offering a whole life or term option.
The maximum combined coverage is determined at time of application. The maximum
combined coverage for all non-medical plus products in force when applying for
No Medical Whole Life Plus is $250,000.
Issue Ages 20 to 70 years of age